There’s Broke… and Then There’s Sapa-Certified.

We’ve all been there, the kind of broke that doesn’t just empty your wallet, it humbles your entire generation.

It’s not just about lacking money; it’s the full-blown conspiracy that kicks in the moment your account balance hits zero.

Suddenly, your charger stops working. Your health starts acting up. Even your gas finishes mid-cooking like they all  planned it.

It’s as if life whispers, “it's pay back time”.

It's obvious these 6 things didn't get the memo of your new financial status.

1. Your Phone Charger Will Betray You

You’ve accepted your financial situation. No more delivery food. You’re managing your small data and sipping garri with pride. And just when you start embracing minimalism, out of nowhere… your charger gives up on you. 

Now you’re holding it at strange angles, bending it like it’s doing yoga, hoping for a miracle spark. Because buying a new charger? Yeah, that didn’t make it into this month’s budget.

2. Mystery Illness

On a good day, you're fine. But the moment your account hits red, your body suddenly remembers it has a problem.

Somehow, your body waits for you to go broke before it brings out its inner drama queen. Out of nowhere: headache, stomach upset, body weakness. Malaria will knock on your door like,  “Oya now, it’s time.” Deep down, you know medical bills are the last thing you need.

3. Family Request that Activates Your Mathematician Mode

Just when you’ve made peace with your broke status, skipping lunch and planning how to stretch ₦3,200 for the whole week.

Boom.. your phone rings. It’s that cousin, uncle, or “mummy’s line” with the soft but deadly, “I need small help.” Next thing, you’re deep in the maths of shame, trying to divide your last card between love, loyalty, and dinner

4. The Forgotten Change Tragedy

It was your last card. Your final hope. You took a cab, ready to manage what was left, and then it happened. You forgot to collect your change.

By the time you realize, the driver is long gone, and so is your precious ₦700.Now it’s just you, an empty wallet, silent regrets, and a haunting question:“Did I just dash him money… by force?”

5. Debits That Haunt You

You’re just minding your business, when boom, ₦1,200 vanishes from your account. Turns out it’s that subscription you forgot to cancel. Worst timing ever.

Now, every time your phone buzzes, you flinch, because at this point, debit alerts feel like tiny stabs to the chest.

One more alert and you might just start speaking in tongues.

6. Gas Will Ghost You Mid-Stew

You’ve boiled rice, stew is smelling nice… then mid-cooking, gas finishes.

Now you're staring at your pot like, “Is this how my story ends?”

Enough Is Enough!

Being broke is not your destiny. Life can throw unexpected curveballs, from spoilt gadgets to surprise medical bills, or even the need for an emergency grocery run, but that doesn’t mean you have to face it empty-handed.

Here’s the Solution

Why not get a credit card from the Root by Sudo app and access up to ₦500,000, so you never have to worry about being caught off guard or going broke at the worst possible moment. With Root by Sudo, you get quick access to funds, anytime, anywhere.

Don’t just survive. Be prepared, and stay liquid.

Download the Root by Sudo app today, get your credit card, and stop letting broke life make decisions for you.